We all know that vet bills can be expensive. Here in England, we have pet insurance available, and I will presume that it's available in other countries. But is pet insurance really a good thing? I remember reading a convincing argument that stated if there was no pet insurance, vet bills wouldn't be as expensive as they are, as the insurance companies wouldn't pay the extortionate fees. Some people I know prefer to just stick some money aside each month, and use that as needed. Others still, don't insure their dogs at all, stating they'd sell their home if they really had to! So where are you on the pet insurance scale?